When it comes to car finance, there’s a lot of jargon and acronyms, and it’s easy to find yourself questioning what each finance agreement really means. Advertisements This post aims to help you get to grips with what different types of finance actually mean when buying a car, and how they work. Once you’ve understood … Read more
Alphera Financial Services Launched in 2006, Alphera Financial Services is part of the BMW Group, making them a motor company rather than a bank. This means that their products and services are developed specifically for those customers looking for car finance. Advertisements They are multi-award winning and offer flexible finance solutions across a variety of … Read more
So, you’ve decided to take the plunge and start looking for a new (or new to you) car. You’ve chosen to hold onto your hard-earned savings and opt for car finance instead. You certainly won’t be alone – over 90% of cars are now bought on finance in the UK. Advertisements You have various options available … Read more
While car loans usually have fixed interest rates and loan terms, they can often be negotiated, depending on your lender. Your loan rate will generally depend upon your credit score — the higher your credit score, the lower your annual percentage rate. A higher credit score may also give you access to a larger loan amount or more … Read more
As one of the world’s largest banks, Bank of America is widely available and offers competitive rates. Though you don’t need to be a member of Bank of America to use its auto loan services, members may qualify for special perks. For example, if you qualify for Bank of America’s Preferred Rewards program Advertisements Based … Read more