Best Banks for Car Finance in UK

Alphera Financial Services Launched in 2006, Alphera Financial Services is part of the BMW Group, making them a motor company rather than a bank. This means that their products and services are developed specifically for those customers looking for car finance.


They are multi-award winning and offer flexible finance solutions across a variety of new and used cars and motorcycles. As with all areas of the BMW Group, they put first-class service and an unrivalled understanding of the motor industry at the heart of their approach.

BNP Paribas For Europe

BNP Paribas is a leading provider of finance in Europe, operating in over 30 countries. They have over 45 years of consumer finance experience and so are well placed to help you with car finance!

They offer a wide range of easy-to-use car financing products including hire purchase, personal loans, personal contract purchase, personal contract hire and value-added products such as vehicle protection.

Blue Motor Finance UK Premier

Established in 2005, Blue Motor Finance is one of the UK’s premier lenders of consumer car finance. With remarkable growth, they are ranked 1st in the Financial Times’ FT1000 Europe’s Fastest Growing Companies (March 2019).

They use technology to ensure that they offer an excellent customer experience. This includes flexible and competitive finance packages, quick decisions, and reduced administration time.

Close Motor Finance

One of the UK’s leading independent motor finance companies, Close Motor Finance was founded in 1988. They are part of Close Brothers Group plc, a leading UK merchant banking group that was established in 1878!

They offer a range of finance products for cars, motorcycles and vans. Close are multi-award winning, including being named Finance Provider of the Year (Prime) at the Car Dealer Power Awards 2020. This was due to their superb customer services.

MotoNovo Finance Largest

With over 40 years in the motor industry, MotoNovo Finance is one of the largest and fastest growing car finance companies in the UK. The Consumer Credit Awards 2020 voted them the Best Car Finance Provider, along with many other achievements. They can help with funding cars, vans and motorbikes.

Northridge Finance

Dating back to 1956, Northridge Finance is part of the Bank of Ireland UK. Northridge have established themselves as one of the UK’s most trusted finance companies in the motor finance market. They were named Best Independent Lender (bank owned) at the Car Finance Awards 2019.

Whilst they provide finance across a range of sectors, they specialise in motor finance. As part of Bank of Ireland UK, they have a solid foundation you can trust in.

Oodle Car Frame

Young, fresh and innovative, Oodle joined the car finance market in 2016. Their ultimate goal is “to make buying a car as easy as buying a t-shirt on Amazon”. They are heavily focused on using technology to transform the way that people finance their cars.

What’s more, they are developing a customer-first, fully integrated digital retail experience. They have a great reputation, earning them some great reviews on Trustpilot.

PCF Bank

PCF bank has been financing customers’ cars for over 25 years. They have plenty of specialist knowledge and experience to help you with your car purchase. Since they are independent, they have no ties to any car manufacturers and so their customers have total freedom when choosing a car.

They assess all applications on a case-by-case basis, offering car finance on both new and used cars between £2,500 and £250,000.

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